Which countries offer a non-lucrative / passive income visa visa?

VisaPassage tracks 45 countries offering a non-lucrative / passive income visa route — 30 with fully verified government fees, processing times and rights, and 15 more at summary level. Every entry is checked against official sources and describes typical eligibility, never a promise of approval.

Does a non-lucrative / passive income visa visa lead to permanent residency?

In 22 of the tracked non-lucrative / passive income visa routes there is a statutory path to permanent residency — the fastest reaches PR on grant in Cyprus. These are statutory minimums and may vary by individual circumstances; they are never a guarantee.

Can you work on a non-lucrative / passive income visa visa?

Work rights vary by country: 6 of the tracked non-lucrative / passive income visa routes carry some form of work permission — see the Rights column in the comparison table for each country's specific terms. Confirm against the official source before relying on it.

Visa types · Invest & Capital

Non-Lucrative / Passive Income Visa visa

Residence without local work rights for people with sufficient passive income or savings.

30 countries with verified fees and rights · 15 more offered at summary level.

						Rights
Andorra Andorra Passive Residence (Residence Without Gainful Activity)	€2,500	60 days	€3,812	—	—	Study: Residents and their dependants may study in Andorra. Residency: Renews 2+2+3 then in 10-year blocks; counts toward the 20 years of residence required for naturalisation. Family: Dependants are included; each requires an additional EUR 12,000 AFA deposit and higher income.
Argentina Argentina Rentista Visa (Passive Income Residence)	—	—	ARS 1,839,000	—	3 years	Work: Work permitted on temporary residence Study: May study while resident Residency after 3 years Family: Spouse and children included
Austria Settlement Permit – Gainful Employment Excepted	€218	—	€2,616.78	—	5 years	Study: Study not restricted Residency after 5 years Family: Family reunification; spouse needs own permit to work
Colombia Colombia V Visitor Visa - Annuitant (Rentista)	$82	30 days	$17,509,050	—	—	Family: Dependent spouse/partner and children may apply as beneficiaries.
Costa Rica Costa Rica Rentista (Fixed-Income) Temporary Residency	$50	90 days	$2,500	—	3 years	Study: Study permitted Residency after 3 years Family: Spouse + dependent children included
Cyprus Cyprus Category F Immigration Permit (Passive Income)	€500	—	€797.33	—	On grant	Study: Permitted as resident Residency: Permanent residence (Reg 5) from grant Family: Spouse and children under 18
Cyprus Cyprus Long-Stay Visitor Permit ('Pink Slip')	€70	120 days	—	—	—	Family: Spouse and children under 18 as dependents
Dominican Republic Dominican Republic Residence by Investment as a Renter (Rentista)	$200	90 days	$2,000	—	On grant	Work: Residents may work; the category is based on foreign passive income. Study: Residents may study. Residency: Fast-tracked to permanent residence under Law 171-07; naturalization after ~2 years. Family: Dependents may be added; threshold rises ~US$250/month per dependent.
Ecuador Ecuador Temporary Residence Visa - Rentista (Stable Income)	$450	30 days	$1,446	—	2 years	Work: Residence permits allow work, though this category is based on passive/independent income. Study: Residents may enrol in study. Residency after 2 years Family: Dependants apply under the amparo (family support) category; +USD 250/month income per dependant.
El Salvador Temporary Residence for Persons of Independent Means (Rentista)	—	—	—	730 days	—	Study: Residents may study. Residency: Renewable temporary residence leads to definitive residence. Family: Dependants apply as accompanying persons (F-9).
France France Long-Stay Visitor Visa (VLS-TS visiteur)	€99	—	€1,477.93	365 days	5 years	Study: Study permitted Residency after 5 years Family: Family may join on visitor visa
Greece Greece Financially Independent Person (FIP) Visa	€180	—	€3,500	—	5 years	Study: Study permitted Residency after 5 years Family: Spouse & children included
Honduras Honduras Residence as Rentier (Rentista)	$300	—	$2,500	—	—	Study: Lawful residence permits study. Residency: Leads to permanent immigrant status (inmigrado) and then naturalisation after the qualifying period. Family: Dependent spouse and children included as economic dependents or family-link residents.
Indonesia Indonesia Second Home Visa (E33)	—	5 days	—	—	—	Residency: 5 or 10-yr stay; deposit/property Family: Spouse, children, parents as dependents
Ireland Ireland Stamp 0 - Person of Independent Means	—	150 days	€4,166.67	—	—	Family: Limited; each needs own means
Italy Italy Elective Residence Visa	€116	—	€2,583.33	—	5 years	Study: Study permitted Residency after 5 years Family: Family reunification allowed
Liechtenstein Liechtenstein Residence Permit B (Without Employment) via EEA Lottery	CHF 600	—	—	—	5 years	Study: Lawful residents may study. Residency after 5 years Family: Spouse and children (and supported parents) may join at any time.
Luxembourg Luxembourg Residence Permit for Private Reasons (Sufficient Resources)	€80	90 days	€2,771.33	—	5 years	Study: Study permitted while resident. Residency after 5 years Family: Family reunification possible subject to income and housing conditions.
Malaysia Malaysia My Second Home (MM2H)	—	—	—	—	—	Study: May study; social visit pass Family: Spouse + children dependants
Malta Malta Global Residence Programme	€6,000	—	—	—	—	Study: Residents may study Family: Dependents included
Mexico Mexico Temporary Resident Visa (Economic Solvency)	$56	5 days	$4,630	—	4 years	Study: May study while resident Residency after 4 years Family: Spouse and children via family unity
Monaco Monaco Temporary Residence Card (Self-Sufficient / Wealth Route)	€80	—	—	—	10 years	Study: Resident card holders and their children may study in Monaco. Residency after 10 years Family: Spouse and children over 16 obtain their own cards; under-16s are covered by parents and receive a travel document.
Nicaragua Nicaragua Resident Rentier (Residente Rentista)	$155	—	$750	—	4 years	Study: Residents may study in Nicaragua. Residency after 4 years Family: Spouse, children and parents may be included with an extra USD 150/month income shown per member.
Panama Panama Rentista Retirado (Private Income Retiree) Visa	—	—	$850	—	2 years	Study: May study as legal resident Residency after 2 years Family: Dependents included
Portugal Portugal D7 Passive Income Residency Visa	€110	60 days	€920	—	5 years	Work: Work permitted after residence permit Study: Study permitted Residency after 5 years Family: Family reunification included
San Marino San Marino Elective Residence (State-Bond Deposit Route)	—	—	—	—	10 years	Study: Resident family members may enrol in local education. Residency after 10 years Family: Spouse and dependent children can be included in the family residence.
San Marino San Marino Atypical Favourable-Tax Residence (7% Flat Tax)	—	—	—	—	10 years	Study: Resident family members may enrol in local education. Residency after 10 years Family: Spouse and dependent children can be included.
South Africa South Africa Financially Independent Permit (PR)	—	240 days	—	—	On grant	Work: Permanent resident; may work or run a business Study: Permanent resident; may study Residency: Grants permanent residence directly Family: Family apply for linked permits
Spain Spain Non-Lucrative Residence Visa	€80	90 days	€2,400	—	5 years	Study: Study permitted Residency after 5 years Family: Spouse, children, ascendants
Switzerland Switzerland Residence by Expenditure-Based ('Lump-Sum') Taxation	CHF 88	—	—	—	10 years	Study: Study permitted. Residency after 10 years Family: Family reunification via Art. 43/44 FNIA; cohabiting spouses must both qualify for the regime.
Türkiye Turkey Short-Term (Touristic) Residence Permit	TRY 964	90 days	—	—	—	Study: Study allowed; may need student permit
Uruguay Uruguay Permanent Legal Residence - Rentista (Independent Means)	UYU 3,539	—	—	—	3 years	Work: Permanent residents may work, though this route is based on passive income. Study: Full access to study. Residency after 3 years Family: Family members apply for residence on their own basis.

Sort by any column. Fees are shown in each program's own currency and are government fees only. Blank cells (—) mean we haven't verified that fact — never that it is zero. “PR in” is a statutory minimum and may vary.

Also offered by

Countries where we track this route at summary level only — no verified fee or processing data yet, so they aren't comparable in the table above.

Annual Residence Permit (Independent Economic Resident)Bahamas
Persons of independent means who can show a bank reference verifying economic worth may obtain a renewable one-year residence permit (B$1,000/year for head of household) without the right to work locally.
Special Entry and Reside Permit (SERP)Barbados
High-net-worth individuals with certified net worth over US$5 million plus a US$2 million investment in Barbados (or property owners with a US$300,000+ home) can obtain 5-year to indefinite residence; overlaps with investment-based residency.
Residencia (rentista)Bolivia
Foreign rentistas/pensioners with stable income from abroad sufficient for themselves and dependents (in practice roughly US$1,000/month) can obtain temporary residence under the migration regime (DS 24423), without local work rights.
Residency Certificate for Persons of Independent MeansCayman Islands
25-year renewable residency (no local work rights) for persons with annual income of CI$120,000 or a CI$400,000 local deposit, plus a CI$1 million investment in Grand Cayman including CI$500,000 in developed real estate (lower thresholds for the Sister Islands); CI$20,000 grant fee.
Residencia Temporal - Jubilados y rentistasChile
Under the 2021 migration law (Ley 21.325 / Decreto 177 de 2022), retirees and rentistas with stable periodic income from pensions, investments or rents can obtain a temporary residence permit of up to 2 years with a path to definitive residence; overlaps with the retiree route (same subcategory).
Rentenier of gepensioneerd vergunning (rentier or pensioner permit)Curaçao
Rentiers living off passive income (and pensioners - overlap with retirement route) can obtain a renewable one-year residence permit by showing a bank declaration of sufficient financial means, with permanent residence possible after repeated renewals.
Permit to Reside on Assured IncomeFiji
Persons aged 45+ with assured income who will not seek local employment can reside in Fiji by depositing F$100,000 (waivable for property owners) into a local resident account, plus annual family deposits; serves both retirees and passive-income holders (overlap with retirement visas).
Category 2 Individual statusGibraltar
High-net-worth individuals with net worth above £2 million and approved exclusive accommodation in Gibraltar obtain residency with income tax capped at the first £118,000 of worldwide income (annual tax roughly £37,000-42,380), without prior Gibraltar residence in the last 5 years.
Residencia temporal - RentistaGuatemala
Temporary residence (Reglamento de Residencias 008-2022) for foreigners with continuous documented foreign income of at least US$1,000/month plus US$200 per dependent; permanent residence available with US$1,250/month; no local work rights as rentista; overlaps with pensionado route.
Class K Permit (Ordinary Resident)Kenya
Persons aged 35+ with assured annual income of at least US$24,000 from non-employment sources (pension, annuity, investments) remitted to Kenya can obtain an ordinary resident permit that prohibits any local work; serves both retirees and passive-income holders.
Residencia Temporal (Ley 6984/2022)Paraguay
The former one-step permanent 'residence by solvency' was replaced by the 2022 migration law: applicants (including the financially self-sufficient) first obtain a 2-year temporary residence with light documentation, then convert to permanent residence showing economic solvency in months 21-24.
Calidad migratoria Rentista (residente)Peru
Indefinite resident status for foreigners with permanent income (pension or lifelong income such as dividends/royalties; ordinary rental income and remote work generally not accepted) of at least US$1,000/month net; serves both pensioners and passive-income holders (retirement overlap).
Resident Guest Scheme (RGS)Sri Lanka
Renewable residence visa for self-funded foreigners: investors remit US$250,000 (plus US$35,000 per dependent) into an approved investment, while the professional category requires remitting US$2,000/month living expenses (US$1,000 per dependent) into a special account; US$200/year visa fee.
Temporary Residence Permit (person of independent means)Turks and Caicos Islands
Persons of independent means able to support themselves without local employment qualify for an annually renewable residence permit (US$1,500/year), conditional on a qualifying home or business investment of US$500,000 on Providenciales/West Caicos or US$250,000 on other islands.
Self-Funded Resident (Residence on Assured Income)Vanuatu
Residence permit (issuable for 1 to 10 years) for self-funded persons with bank-certified monthly income of at least VUV 250,000 (about US$2,100), or VUV 500,000 including a spouse, with no local employment.